For Singaporeans, during our working years, there are 2 main pools of funds that we can tap into to help manage our financial planning – Cash & CPF. Other than for housing and retirement purposes, the CPF can also allow for some specific forms of insurance planning via the Medisave Account. However given the complexity of the products involved, many of us tend to be confused or less informed on the usage of these solutions. Some of us also lack information on how to secure the best terms possible for these important plans, which sometimes depends on our different lifestyles and family needs.
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